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Property Insurance
Property insurance is a policy that provides protection for various types of property against a wide range of risks. The policy can cover buildings, structures, equipment, material values, inventory, constructions, premises, and unfinished construction objects.
1. Wide Range of Covered Objects:
- The policy covers both real estate and movable property, including buildings, structures, equipment, material values, and other objects.
2. Comprehensive Protection:
- The insurance includes protection against risks of damage or destruction of property due to natural disasters, accidents, unlawful actions by third parties, and other situations.
When Insurance Coverage is Provided:
- Natural disasters (fire, explosion, earthquake, storm, lightning strike, flood, heavy rainfall, subsidence, mudflow, landslide, avalanche, hail).
- Accidents (in water supply, heating, sewerage, or automatic fire extinguishing systems).
- Burglary, robbery, and theft.
- Unlawful actions by third parties (impact of objects, breakage of window glass, mirrors, shop windows, falling aircraft).
Policy Issuance:
To issue a property insurance policy, you need to provide a passport, property documents, and a property valuation (in some cases).
After providing the necessary documents and paying the insurance premium, the policy will be issued for the specified period.
Advantages of Property Insurance
Financial Protection
Provides compensation for losses in case of damage or destruction of property.
Peace of Mind and Confidence
Allows feeling protected from unforeseen circumstances.
Flexible Terms
Ability to choose an insurance program that best meets the needs of the property owner.
What objects are covered by a property insurance policy?
1.
The policy covers buildings, structures, equipment, material values, inventory, constructions, premises, and unfinished construction objects.
What to do in case of a property insurance event?
1.
You need to notify the insurance company and provide documents confirming the fact of damage or destruction of property.
What factors affect the cost of a property insurance policy?
1.
The cost of the policy depends on the type of property, its value, location, and other factors.