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1. Protection of Third Parties:
- OSAGO provides compensation for damage caused to the health, life, and property of third parties as a result of an RTA.
2.Legislative Requirements:
- OSAGO policy is mandatory for all vehicle owners, regulated by the laws on compulsory motor third-party liability insurance.
What is Covered:
- Compensation for damage caused to the health, life, and property of third parties as a result of an RTA caused by the insured.
Policy Issuance:
To issue an OSAGO policy, the following documents are required:
- Passport of the vehicle owner.
- Driver’s license.
- Vehicle registration certificate.
After providing the necessary documents and paying the insurance premium, the OSAGO policy will be issued for the specified period.
Advantages of OSAGO
Financial Protection
Ensures compensation payments to third parties affected by an RTA, helping to avoid significant financial costs.
Legal Protection
Compliance with legislative requirements for having an OSAGO policy allows drivers to avoid fines and other legal sanctions.
Peace of Mind on the Road
Vehicle owners can be confident in their financial protection in case of an accident.
What to do in the event of an RTA?
1.
You must call the police to draw up a report on the RTA and notify the insurance company about the incident
What costs does OSAGO cover?
1.
The policy covers medical expenses for the injured, repair of third-party property, and compensation for loss of earning capacity and other associated costs.
What are the limits of liability under OSAGO?
1.
The amounts of payments and limits of liability may vary depending on the legislation and the terms of the policy. They are usually established by state authorities and regulated by relevant legal acts