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KASKO: Comprehensive Insurance Program for All-Round Vehicle Protection
KASKO is a comprehensive insurance program that provides all-round protection for your vehicle from various unpredictable situations. Unlike OSAGO, KASKO is a voluntary type of insurance that covers not only damage caused to third parties but also the owner's own losses.
1.Wide Range of Covered Risks:
- KASKO policy includes protection against vehicle damage due to RTA, theft, natural disasters, unlawful actions by third parties, collisions with obstacles, and many other situations.
2. Protection Both on the Road and at Home:
- The insurance covers incidents occurring both while driving and while parked, including cases of vehicle damage by a rebounding object.
What is Covered:
- RTA, theft, or total loss of the vehicle.
- Natural disasters (fire, explosion, earthquake, etc.).
- Impact of an object (e.g., a falling tree).
- Unlawful actions by third parties (theft, burglary).
- Damage while parked or in motion (collision with an obstacle, falling object).
Policy Issuance:
To issue a KASKO policy, the following documents are required:
- Passport of the vehicle owner.
- Driver’s license.
- Vehicle registration certificate.
- Technical condition report of the vehicle (in some cases).
After providing the necessary documents and paying the insurance premium, the KASKO policy will be issued for the specified period.
Advantages of KASKO
Comprehensive Protection
Covers a wide range of risks, ensuring complete protection of the vehicle.
Financial Security
In the event of vehicle damage or theft, the insurance company compensates the costs of restoration or purchase of a new vehicle.
Flexible Terms
Ability to choose the most suitable insurance program based on individual needs and vehicle usage conditions.
How is KASKO different from OSAGO?
1.
KASKO covers damage to both the vehicle itself and third parties, while OSAGO only covers damage to third parties.
What factors affect the cost of a KASKO policy?
1.
The cost of the policy depends on the make and model of the vehicle, the age and experience of the driver, storage conditions of the vehicle, and other factors
What to do in the event of a KASKO insurance case?
1.
You must notify the insurance company, following the established procedure, and provide all necessary documents to receive compensation